NayaPay
Schedule of Charges
July - December 2021
| S. No. | Description | Charges |
|---|---|---|
| Part A: Account Maintenance | ||
| 1 | Signup fees | Free |
| 2 | Annual fees | Free |
| 3 | Wallet Unblock / Upgrade fees | |
| - Biometric verification at Meezan Bank ATM | Free | |
| Part B: Physical Debit card | ||
| 1 | Issuance fees including delivery charges | |
| - VISA Classic (*) | Free | |
| - PayPak - incl. loyalty program (*) | Rs. 1,808 | |
| 2 | Re-issuance fees including delivery charges | |
| - VISA Classic (*) | Rs. 595 | |
| - PayPak - incl. loyalty program (*) | Rs. 1,808 | |
| 3 | Annual Fees | Free |
| Part C: Virtual Debit card | ||
| 1 | Issuance fees | |
| - VISA Classic | Free | |
| 2 | Re-issuance fees | |
| - VISA Classic | Rs. 200 | |
| 3 | Annual Fees | Free |
| Part D: Transfer in to E-Money Account (Wallet) | ||
| 1 | Over-the-counter cash deposit | |
| - At Meezan Bank branches | Rs. 8 | |
| - At Askari Bank branches | Rs. 9 | |
| 2 | Loading through Linked Bank Account | Free |
| 3 | Loading through various banks' internet or mobile banking portals using Bill Payment Service (BPS or 1Bill) - to be deducted while receiving funds | |
| - Amount - Rs. 0 to Rs. 10,000 | Rs. 10 | |
| - Amount - Rs. 10,001 to Rs. 250,000 | Rs. 40 | |
| 4 | Loading through various banks' internet or mobile banking portals using Inter-Bank Fund Transfer service (IBFT) | As per originating bank's schedule of charges |
| Part E: Transfer out from E-Money Account (Wallet) | ||
| 1 | Unloading to Linked Bank Account | Free |
| 2 | Unload or transfer using Inter-Bank Fund Transfer service (IBFT) | |
| - Up to Rs. 25,000 in a calendar month | Free | |
| - Above Rs. 25,000 in a calendar month | 0.1% of the transaction amount or Rs. 200, whichever is lower | |
| 3 | Local Cash Withdrawal | |
| - At Meezan Bank ATMs through biometric verification | Rs. 50 | |
| - All banks' ATMs through debit card (*) | Rs. 18.75 | |
| - All banks' ATMs through debit card with receipt, where implemented (*) | Rs. 21.25 | |
| 4 | International Cash Withdrawal - surcharge | |
| - All banks' ATMs through debit card | Rs. 200 | |
| Part F: Other Transactions | ||
| 1 | NayaPay Wallet to Wallet fund transfers | Free |
| 2 | Balance Inquiry on ATMs | |
| - Local ATMs (*) | Rs. 2.50 | |
| - International ATMs | Rs. 150 | |
| 3 | In-app merchant payments (from NayaPay Wallet or Linked Bank Account) | As shown at the time of each Transaction |
Note: All above charges are exclusive of applicable taxes, except for items marked with an asterisk (*)