FINANCIAL MANAGEMENT FROM START TO SCALE

All-in-one platform for business accounts and spend management with business debit cards, bill payments, approval flows and more.

Time is money - save both. No paperwork, no deposit requirements.

Easy digital onboarding, designed for simplicity.

Get your Business account up and running within a few hours.

Join NayaPay Business today and focus on growing revenue while we manage your finances for you.

Eyes on your money, always

Stay in control of your finances with dedicated Revenue and Expense accounts. Manage cash flows and optimize working capital.

Built to close books faster

Eliminate paperwork and accelerate month-end closings. Consolidate bills, cards, and transactions in one place for easy reconciliation.

Something for everybody

Assign the right level of access for each user to fit their role in your organization. Choose between Approver, Finance, and Card Owner roles; add or remove users as needed.

SIMPLE

BY DESIGN

POWErfUL

BY IMPACT

PLAY YOUR CARDS RIGHT

Draw a line between personal and professional. Charge corporate expenses to Business debit cards.

Business-ready cards

Issue virtual and physical Business debit cards to your team members for different use-cases. Say goodbye to cumbersome reimbursements or sharing cards, and hello to faster, more secure purchasing.

Set the rules before the spend begins

Their Cards, Your Rules. Assign limits, freeze cards and track spends for each team member anytime.

Instant Access

Issue virtual cards and begin purchasing instantly.

Uniquely Yours

Personalise debit cards with your business name.

Beyond Borders

Use your Visa cards online
and in-person, locally or internationally.

Improve Business Visibility

Stay on top of team members' account activities with real-time notifications.

Better Spend Management

Use purpose-driven Business debit cards.

Advanced Permissions

Grant card-only access: limit who can see your account and transactions details.

Bulk up. Pay multiple bills in one go and reclaim your time.

Set up bill reminders and never worry about due dates again.

Gain full visibility of upcoming payments to forecast and optimise cash flow efficiently.

YOU CAN'T BE EVERYWHERE, BUT YOUR APPROVALS CAN

Automate payment approvals with digital submissions, real time notifications and a multi-level hierarchy to get sign-offs on payments. Approve multiple tasks in one click, or take a closer look with details in full view.

ACCEPT PAYMENTS. AMPLIFY SALES.

Transform how you get paid with professional invoices, quick payment links, multiple payment options, and real-time tracking.

Get Paid Faster

Empower your customers with multiple payment options. Accept digital payments through bank transfers, Raast QR, and NayaPay.

Cut to the Chase

You don’t need a website to accept payments online. Create payment links and share them instantly on social media, messaging apps or email.

Go Pro

Customize invoices with your business logo to make them uniquely yours. Send professional invoices and digital receipts to leave a lasting impression on your customers.

Keep Track

End the hassle of tracking payments. Monitor, in real time, when invoices are delivered, paid, and settled—all from one place.

WORK LOCALLY, EARN GLOBALLY

Receive payments from international clients directly into your NayaPay Business account, supported by our 50+ Global Remittance Partners.

Comprehensive account statements make reconciliation a breeze. Stay tuned to seamless integrations with leading third party software.

Get full visibility with powerful filters and mind-reading search across transaction data points.

Your funds and data are safe with us. The NayaPay platform is regulated by the State Bank of Pakistan and is PCI-DSS and ISO 27001 certified.

Our 24/7 Support and Dispute Resolution teams are always ready to assist. We’ll chase up with banks and other institutions to swiftly resolve payment disputes, allowing you to focus on what matters most.

FINANCIAL MANAGEMENT FROM START TO SCALE

READY, SET, GROW

Cards

Bill Payments

Approvals