Paisa Chalay
Phone Se!
One wallet for all your everyday payments. Send money to friends and family on NayaPay for free – always. Get a Visa debit card instantly for your online, in-store and international payments.
Download the app now!
The world at
your fingertips
Accepted globally
Your Visa debit card is accepted at millions of retail and online merchants worldwide and at all 15,000+ ATMs across Pakistan.
You’re in control
Freeze your card, set spending limits and change your PIN anytime, anywhere through the app.
Free means free
No hidden charges, no annual fees and no SMS surcharge.
Wait no more
Shop online today with your free Visa virtual card issued right on your phone! Have a physical Visa debit card delivered to your home and use it to pay at millions of retail and online stores and to withdraw cash from ATMs.
Chat your payments away
Give meaning to money transfers
Don’t leave them guessing, add a note to explain why.
Skip the math
…and the awkwardness of dividing bills between friends. We’ll split the bill and send requests for everyone to pay up.
More than just payments
When words fall short, use our fun stickers to express yourself. Send a voice note. Share photos.
Never miss a special occasion again
Show your love by surprising friends and family with NayaPay Gift Envelopes.
Pay businesses
Seamless interaction
with merchants
Connect with businesses through their Micro Apps, browse catalogues, get updates on deals and discounts, pay for products and services.
Life’s too short to spend in line
Pay your mobile, utilities, clubs, schools, internet, travel and other everyday bills with money in your NayaPay account or linked bank account.
Pay on time, every time
Reminders for upcoming bill payments. We remember due dates so you don’t have to.
Fast, digital sign-up
Download the NayaPay App from App Store or Google Play Store.
Sign up for your wallet digitally in a few steps. All you need is your CNIC or NICOP
Our team will verify your details. Your wallet is ready to use within a few minutes
Increase your spending limits through biometric verifications
Download the app now!
-
You’re safe
with us
- Online fraud protection through 3DSecure ™ and Visa’s AI based system
- Fingerprint or MPIN based authentication for every transaction
- PCI-DSS and ISO 27001 certified
-
Stay on top of
your finances
- Detailed, easy-to-understand transaction history
- Instant notification of every transaction
- Digital receipts for recordkeeping
-
Be the master
of your money
- Load your wallet through a linked account, banking portals, or bank counter
- Send money to other NayaPay users for free or to any bank account in a few simple steps
- Use your NayaPay debit card to make purchases or to withdraw money from any ATM
-
Keeping it honest – what
you see is what you get
- No fine print - upfront about service charges
- No account opening or annual fees
- No SMS or account statement surcharge
Paisa Chalay
Phone Se!
One wallet for all your everyday payments. Send money to friends and family on NayaPay for free – always. Get a Visa debit card instantly for your online, in-store and international payments.
Download the app now!
The world at
your fingertips
Accepted globally
Your Visa debit card is accepted at millions of retail and online merchants worldwide and at all 15,000+ ATMs across Pakistan.
You’re in control
Freeze your card, set spending limits and change your PIN anytime, anywhere through the app.
Free means free
No hidden charges, no annual fees and no SMS surcharge.
Wait no more
Shop online today with your free Visa virtual card issued right on your phone! Have a physical Visa debit card delivered to your home and use it to pay at millions of retail and online stores and to withdraw cash from ATMs.
Chat your
payments away
Give meaning to
money transfers
Don’t leave them guessing, add a note to explain why.
Skip the math
…and the awkwardness of dividing bills between friends. We’ll split the bill and send requests for everyone to pay up.
More than just payments
When words fall short, use our fun stickers to express yourself. Send a voice note. Share photos.
Never miss a special occasion again
Show your love by surprising friends and family with NayaPay Gift Envelopes.
Pay businesses
Seamless interaction
with merchants
Connect with businesses through their Micro Apps, browse catalogues, get updates on deals and discounts, pay for products and services.
Life’s too short to spend in line
Pay your mobile, utilities, clubs, schools, internet, travel and other everyday bills with money in your NayaPay account or linked
bank account.
Pay on time, every time
Reminders for upcoming bill payments. We remember due dates so you don’t have to.
Fast, digitalsign-up
Download the NayaPay App from App Store or Google Play Store.
Sign up for your wallet digitally in a few steps. All you need is your CNIC or NICOP
Our team will verify your details. Your wallet is ready to use within a few minutes
Increase your spending limits through biometric verification
Download the app now!
-
You’re safe
with us
- Online fraud protection through 3DSecure ™ and Visa’s AI based system
- Fingerprint or MPIN based authentication for every transaction
- PCI-DSS and ISO 27001 certified
-
Stay on top of
your finances
- Detailed, easy-to-understand transaction history
- Instant notification of every transaction
- Digital receipts for recordkeeping
-
Be the master
of your money
- Load your wallet through a linked account, banking portals, or bank counter
- Send money to other NayaPay users for free or to any bank account in a few simple steps
- Use your NayaPay debit card to make purchases or to withdraw money from any ATM
-
Keeping it honest – what
you see is what you get
- No fine print - upfront about service charges
- No account opening or annual fees
- No SMS or account statement surcharge
